Valuable resources for managing Your insurance portfolio
Informational materials and links to ensure your financial success
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What is life insurance?
Life insurance is a contract between the policyholder and the insurer, where the insurer agrees to pay a certain amount of money or a death benefit in the event of the policyholder's death
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Why do I need life insurance?
Life insurance provides financial protection for your loved ones in the event of your death, helping them cover expenses for essential needs such as mortgages, education, and everyday expenses
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Which type of life insurance is right for me?
Your best choice depends on your financial goals, needs, and circumstances. Various types of policies, such as term, permanent, and universal life insurance, have their own features and benefits
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What are the main factors affecting the cost of life insurance?
Key factors affecting the cost of life insurance include age, health status, coverage amount, policy term, and type of policy
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Can I change my insurance policy in the future?
Yes, most insurance companies offer a certain degree of flexibility, allowing you to modify your policy to meet your changing needs and circumstances
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Can I receive a life insurance payout while still alive?
Yes, some life insurance policies provide the option to receive a payout under certain circumstances, such as critical illness or disability
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What happens to my insurance policy if I move abroad?
Depending on the terms of your policy and the country of your residence, your insurance policy may be adapted or extended to accommodate new circumstances
Glossary of terms
Glossary of terms-
Policyholder
The person or organization who purchases an insurance policy and pays insurance premiums
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Insurer
The company or organization that provides insurance coverage and pays insurance benefits according to the terms of the policy
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Insurance premium
The amount of money that the policyholder pays for life insurance. The premium amount depends on the insurance risk, the age and health of the insured, the policy term, and other factors
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Insurance benefit/payout
The amount of money paid by the insurer to the beneficiary or policyholder in the event of the insured's death or other specified events
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Beneficiary
The person or organization entitled to receive the insurance benefit in the event of the insured's death or other specified events
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Policy term
The period of time during which the insurance policy is in effect. Depending on the type of policy, the term may be temporary (e.g., 10 or 20 years) or permanent (e.g., lifetime)
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Insured risk
The likelihood of an event occurring for which the insurer is obligated to pay an insurance benefit. For life insurance, the insured risk is the death of the insured
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Sum assured/insurance amount
The amount of money paid by the insurer in the event of the insured's death or other specified events
reviews
Voices of our clients
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Tiffany Turner
I have been a customer of this insurance company for several years, and I can confidently say that their professionalism and care for clients are simply impressive. They are always ready to help and solve any issue quickly and efficiently
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Andy Hill
For me, it's important to have a reliable partner in the insurance industry, and our insurance company performs this role excellently. With them, I feel protected and confident about the future
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James Rios
I am very pleased with the quality of service and flexible insurance terms provided by this company. The approach to each client is individual, and it's always possible to find the optimal solution for their needs
External resources
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This website provides information and resources about life insurance, including articles, calculators, and consumer guides
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III is a trusted source of insurance information, including articles, statistics, and industry overviews, including life insurance
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This site offers reviews and comparisons of insurance products, including life insurance, as well as helpful articles and consumer advice
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Policygenius provides an online platform for comparing and purchasing various types of insurance, including life insurance, as well as informational resources for consumers